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10 Ways To Save Money Now
By admin | November 5, 2009
1. Stop drinking bottled water - Invest instead in a water filter system and your savings every month can be substantial.
2. Stop smoking cigarettes – Save money and your lungs.
3. Eat breakfast – Eating a healthy breakfast fills you up with energy for the day and also decreases your desire to eat a big lunch in the middle of the day.
4. Call your credit card company and ask for a rate reduction. Take any of your credit cards that are carrying a balance, flip them over, and call the number on the back. Tell them that you want an interest rate reduction or you’ll take your business elsewhere. If the first person you talk to won’t do it, ask to talk to a supervisor. If you have a $5,000 balance, even a 3% rate reduction saves you $150 a year.
5. Get rid of your newspaper subscription – Most, if not all newspapers have online websites which offer the same information for free.
6. Properly inflate your tires - For every two PSI that all of your tires are below the recommended level, you lose 1% on your gas mileage. Most car tires are five to ten PSI below the normal level, so that means by just airing up your tires, you can improve your gas mileage by up to 5%.
7. Public Transportation/Carpool - If the city’s transit system is available near you, take it to work (or to play) instead of driving your car. It’s far cheaper and you don’t have to worry about parking your vehicle.
8. Utilize online bill pay with your bank – This serves two purposes. First, it keeps you in much closer contact with your money, as you can keep a very close eye on your balance and be in much less danger of overdrafting. Second, it saves you money on stamps and paper checks by allowing you to just fill in an online form, click submit, and have your bill paid. Try it out – and take advantage of it if you’re not already.
9. Replace incandescent bulbs with compact fluorescent light (CFLs) bulbs – These bulbs use 75% less energy and last 10 times longer. They do take some getting used to, and they won’t work in every light fixture. But use them where it makes sense and save energy and money.
10. Use Open Source software when possible. Open Office instead of Microsoft Office, GIMP instead of Photoshop.
Topics: List, Nation | 1 Comment »
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November 6th, 2009 at 10:52 am
1) Not drinking Bottles water.
Stamps? Save money by not buying stamps? How much did you buy? A thousand?
2) Not smoking
3) I never have the desire to eat a BIG lunch. Mostly lunches at restaurants are bigger that what I want to eat …
4) A what? Paying interest because I bought things? How stupid is that! If I have the money to buy it I buy it, of not, well, not.
5) No, don’t buy them because there is nothing interesting in it.
6) Don’t own a car, will make sure bike is properly pumped up though.
7) Already doing that, again, no car.
9) No, they don’t live as long as people tell you, they create an ungly and unnatural light and you can’t dim them.
10) No, don’t use Open Source Software because it is free, use it for other reasons. Read up on those other reasons.
Looks like these 10 points don’t work to well for me. Maybe because I don’t live in LA.